E kūʻai paha ʻoe i kaʻa ma ka hōʻaiʻē? He aha nā mea maikaʻi a me nā maikaʻi ʻole o nā hōʻaiʻe kaʻa?
Aloha, ma muli o ka nele o kahi kūpono o ka hana, ua loaʻa iaʻu kahi hana ma ke ʻano he "kalaiwa kaʻa". Pono ka ʻoihana taxi e uku kālā no ke kaʻa i kēlā me kēia mahina. E noʻonoʻo ana wau e pili ana i ke kūʻai ʻana i kahi kaʻa ma ka hōʻaiʻē. E haʻi iā mākou e pili ana i nā pōmaikaʻi a me nā maikaʻi ʻole o kahi hōʻaiʻē kaʻa a inā he pono ke kūʻai ʻana i kaʻa ma ka hōʻaiʻē ma kēia kūlana. Hōʻailona inoa ʻole.
Ma ke ala, ua ʻike anei ʻoe i ke kālā e pono ai? E hoʻomaka i ke kālā ma ka ʻokoʻa o nā helu hoʻololi ma aneʻi!
Ma ke ala, hāʻawi nā ʻoihana aʻe i nā kūlana ʻoi loa no nā hōʻaiʻē:
| Kūlana | Hoʻohālikelike | E koho i ka manawa | Huina palena nui | Huina liʻiliʻi | Makahiki kaupalena | Nā lā hiki |
|---|---|---|---|---|---|---|
| 1 | Kumukūʻai | 3 min. | RUB 30,000 Huli aku! | RUB 100 | 18-65 | 7-21 mau lā |
| 2 | Kumukūʻai | 3 min. | RUB 70,000 Huli aku! | RUB 2,000 | 21-70 | 10-168 mau lā |
| 3 | 1 min. | RUB 80,000 Huli aku! | RUB 1,500 | 18-75 | 5-126 mau lā. | |
| 4 | Kumukūʻai | 4 mau minuke | RUB 30,000 Huli aku! | RUB 2,000 | 18-75 | 7-30 mau lā |
| 5 | Kumukūʻai | - | RUB 70,000 Huli aku! | RUB 4,000 | 18-65 | 24-140 lā. |
| 6 | 5 mau minuke. | RUB 15,000 Huli aku! | RUB 2,000 | 20-65 | 5-30 mau lā |
I kēia manawa e hoʻi i ke kumuhana o kā mākou ʻatikala a hoʻomau.
Ma ke ala, hāʻawi nā ʻoihana aʻe i nā kūlana ʻoi loa no nā hōʻaiʻē:
| Kūlana | Hoʻohālikelike | E koho i ka manawa | Huina palena nui | Huina liʻiliʻi | Makahiki kaupalena | Nā lā hiki |
|---|---|---|---|---|---|---|
| 1 | 3 min. | RUB 30,000 Huli aku! | RUB 100 | 18-65 | 7-21 mau lā | |
| 2 | 3 min. | RUB 70,000 Huli aku! | RUB 2,000 | 21-70 | 10-168 mau lā | |
| 3 | 1 min. | RUB 80,000 Huli aku! | RUB 1,500 | 18-75 | 5-126 mau lā. | |
| 4 | 4 mau minuke | RUB 30,000 Huli aku! | RUB 2,000 | 18-75 | 7-30 mau lā | |
| 5 | 5 mau minuke. | RUB 15,000 Huli aku! | RUB 2,000 | 20-65 | 5-30 mau lā |
I kēia manawa e hoʻi i ke kumuhana o kā mākou ʻatikala a hoʻomau.
Aloha, ʻo nā hōʻaiʻē kaʻa kahi huahana ukana makemake nui ʻia. Wahi a nā ʻoihana anamanaʻo, ma luna o 40% o ka huina o nā kaʻa i kūʻai ʻia i loko o ka makahiki i hala i kūʻai ʻia ai me ka hōʻaiʻē. Eia hou, ua hoʻonui ʻia kēlā mau kūʻai.
Paipai mākou e heluhelu i kā mākou mea e pili ana i ke kumuhana - "Pehea e lawe ai i kahi kaʻa ma ka hōʻaiʻē, hiki paha ke hoʻonohonoho i kahi hōʻaiʻē kaʻa no kahi hoʻohana a me kahi kaʻa hou me ka uku ʻole o ka uku, CASCO, nā palapala hōʻoia, me kahi CI maikaʻi ʻole."
E nānā pono i nā pono a me nā maikaʻi ʻole o ia hōʻaiʻē.
1. ʻO nā mea nui o nā hōʻaiʻe kaʻa
Ke hakakā nei nā panakō me kekahi i kekahi e hāʻawi i nā kūlana maikaʻi loa, e hoʻolaha nei i nā pono āpau a me nā pono o ke kūʻai ʻana i kahi kaʻa ma ka hōʻaiʻē. Nani ka uʻi o ka mekala o ka mekala.
No laila, ʻo nā mea maikaʻi o ka loaʻa ʻana o kahi hōʻaiʻe kaʻa me:
- Kūʻai kaʻa wikiwiki a hiki i ka loaʻa ʻole o ka mālama kālā... Kūʻai ʻia ke kaʻa i ka manawa pōkole loa, akā pono ʻoe e uku lohi. Hoʻopiʻi kēia hanana i ka poʻe e kūʻai, he manawa lōʻihi e hōʻiliʻili i kahi nui e like me ka waiwai o ke kaʻa. Nui ke kumu no ka poʻe e kūʻai kaʻa no ka hana, hiki ke hoʻohana i ke kaʻa i kēia manawa a uku ma hope.
- ʻOi aku ka maikaʻi o nā kūlana hōʻaiʻē... ʻOi aku ka haʻahaʻa o nā uku paneʻe ma mua o nā huahana hōʻaiʻē ʻē aʻe. Ma lalo iho nei nā helu moraki wale nō.
- ʻO ka maʻalahi o ka hana hōʻaiʻē... ʻO ka pūʻolo o nā palapala no ka noi ʻana i kahi hōʻaiʻē he mea liʻiliʻi ia. Loaʻa ka hōʻaiʻē iā ia iho i nā kamaʻāina hiki āpau me ka loaʻa kālā paʻa. He mea pili nō ia i ka hapa nui o nā panakō e hoʻomaʻamaʻa i ka hana pū ʻana me nā mea kūʻai aku kaʻa a hiki iā ʻoe ke noi no kahi hōʻaiʻē i ka manawa like me ke koho o ke kaʻa āu e makemake ai. Aia kekahi mau ala e noi ai no kahi hōʻaiʻē kaʻa ma ka pūnaewele, no kēia mea pono ʻoe e waiho i kahi noi a loaʻa i ka ʻae panakō. Ua kākau mākou e pili ana i ka loaʻa ʻana a me kahi e noi ai no kahi hōʻaiʻē kaʻa ma ka pūnaewele i kahi ʻatikala ʻokoʻa.
- Nā uku hōʻaiʻē... Koho ʻia ka manawa a me ka lōʻihi o ka hōʻaiʻē pākahi a me nā averages mai hoʻokahi a ʻelima mau makahiki. ʻO ka lōʻihi o ka manawa hōʻaiʻē, ʻo ka haʻahaʻa o nā uku o ka mahina. No nā kamaʻāina me ka loaʻa kālā haʻahaʻa, he kūlana nui loa kēia.
- ʻO nā kaʻa i kūʻai ʻia ma ka hōʻaiʻē pono e loaʻa kahi palapala hoʻokele CASCO... Hoʻopuka ʻia ka ʻinikua i ka manawa like me ke kūʻai a hoʻokomo ʻia i ke kumukūʻai o ka hōʻaiʻē, maʻalahi ia. Hoʻopuka ʻia ka ʻinikua ma ke ʻae o ka panakō a inā kū mai kahi hanana i hoʻopaʻa ʻia (he mea maʻamau ka force majeure), e uku ʻia ka hōʻaiʻē i ka panakō ma ka lilo o ka ʻoihana ʻinikua. He aha ka ʻinikua CASCO a pehea e helu ai i ke kumukūʻai o ke kulekele, hiki iā ʻoe ke heluhelu i ka ʻatikala ma ka loulou.
- Kākoʻo mokuʻāina no nā hōʻaiʻe kaʻa... I ke kākoʻo ʻana o nā mea hana kaʻa home, ke hoʻokō nei ka mokuʻāina i kekahi mau polokalamu e hoʻolilo ana i nā hōʻaiʻē kaʻa kaʻa i kumu kūʻai no ka lehulehu. Loaʻa lākou i kahi uku paneʻe i hoʻemi ʻia, a i ʻole uku no kekahi ʻāpana o ke kumukūʻai o ke kaʻa. Hiki iā ʻoe ke hoʻohana i nā pono ke kūʻai aku i kaʻa hou a hui i nā ʻano he nui. Ua hoʻokumu ka mokuʻāina i kekahi mau ʻano papahana like ʻole. ʻO kahi laʻana, no nā ʻohana me nā keiki ʻelua a ʻoi paha - "Kaʻa ʻohana", no nā kaʻa kaʻa e kūʻai ana i kaʻa no ka manawa mua - "Kaʻa mua". Paipai pū mākou e heluhelu i kā mākou puke paʻi e pili ana i kahi hōʻaiʻē kaʻa makemake nui ʻia me ke kākoʻo mokuʻāina.
ʻO ke kaulana o nā hōʻaiʻē i kuhi ʻia no ke kūʻai ʻana i kahi kaʻa e kamaʻilio nona iho e pili ana i nā maopopo kūpono o kēia ʻano hōʻaiʻē. Akā hiki ʻole ke hōʻole ʻia?
2. ʻO nā mea maikaʻi ʻole o nā hōʻaiʻe kaʻa
ʻO ka pinepine ʻole o nā maikaʻi ʻole o kahi hōʻaiʻe kaʻa ma hope o ka huki ʻia ʻana o ka ʻaelike. No laila ʻaʻole e uhi ʻia ka hauʻoli o ke kūʻai ʻana i kahi kaʻa, pono e hoʻomaopopo i nā pilikia i hiki mua.
No laila, nā mea maikaʻi ʻole o nā hōʻaiʻē kaʻa:
- ʻO ka mea mua loa hoʻonui nui i ke kumukūʻai o kahi kaʻa... ʻO ka uku ʻoi loa o kahi hōʻaiʻē ma waena o 5 mau makahiki hiki i kahi o 50% o ke kumu kūʻai. Hoʻohui, hoʻonui ka ʻinikua CASCO i ka nui o ka uku nui ʻia e ke kauoha o ka nui. A nalowale ke kaʻa ponoʻī i ka waiwai ma mua o ka manawa, a hoʻokahi hola paha ma hope o ke kūʻai ʻana, hāʻule ke kumu kūʻai ma ka awelika e 10%.
- Inā loaʻa ka loaʻa kālā a i ʻole nā pilikia kālā ʻē aʻe, aia nō weliweli o ka lilo ʻana i mea ʻole... Aia hiki ke nalowale i ke kaʻa ʻelua a me ka ʻāpana o ke kālā i uku mua ʻia, ʻoiai ke kaʻa mau ka waiwai o ka panakō a hiki i ka wā e pau ai ka hōʻaiʻē.
- ʻAʻole hiki ke kūʻai aku i ke kaʻa ma mua o ka hopena hope loa me ka panakō... ʻOiai inā ʻae ka panakō i ke kūʻai aku, ʻo ke loaʻa kālā no ke kaʻa he kauoha o ka nui haʻahaʻa ma mua o nā kālā i hoʻolilo ʻia.
- Hoʻonui nui ka ukana ma ka moʻohelu kālā... ʻAʻole nā mea ʻona a pau i ka wā e hiki mai ana e noʻonoʻo i ke kumukūʻai o ka mālama ʻana i kahi kaʻa ke noi nei i kahi hōʻaiʻē. I kekahi manawa hele mai ka nele o ke kālā me ke ʻano pūʻiwa i manaʻo ʻole ʻia.
- ʻOi aku ka nui o ka ʻinikua CASCO o nā mīkini hōʻaiʻēma mua o nā kaʻa i kūʻai ʻia me nā kālā ponoʻī. ʻO ka maʻamau koho ʻia ka ʻoihana ʻinikua e ka panakō. A hoʻonele ka mea kūʻai mai i ka manawa kūpono e koho ai i kahi ʻoihana inikua me nā kūlana ʻoi aku ka maikaʻi.
- ʻAʻole nā mea kūʻai aku āpau i ka like kaulike me ka panakō... ʻO ka maʻamau, hōʻole ʻia kahi hōʻaiʻē i nā haumāna, nā mea hoʻomaha, nā mea ʻaʻohe o lākou palapala e hōʻoia ana i kā lākou loaʻa kālā, ka poʻe i hana ma lalo o ʻeono mau mahina. Inā ʻae ʻia ka hōʻaiʻē, a laila ʻoi aku ke koʻikoʻi o nā koi no ia. Maʻaneʻi mākou e aʻoaʻo iā ʻoe e heluhelu i ka ʻatikala - "Pehea a kahi e loaʻa ai kahi hōʻaiʻē me ka ʻole o nā palapala hōʻoia a me nā mea hōʻoia me ka hōʻole ʻole"
- Hoʻonui i nā uku paneʻe i ke kūʻai ʻana i kahi kaʻa me ka uku ʻole o ka uku, ke noi nei no kahi hōʻaiʻē no kahi wā lōʻihi, ke kulekele maʻamau o nā panakō.
E like me kāu e ʻike ai, ʻaʻole maikaʻi nā kūlana hōʻaiʻē kaʻa āpau e like me ka mea i ka mua. ʻO ka ʻaoʻao huli o ka mekala e eo nui i ka ʻaoʻao mua.
3. Panina hopena
E kūʻai i kahi kaʻa ma ka hōʻaiʻē ʻaʻole paha? Pono i kēlā me kēia e pane kūʻokoʻa i kēia nīnau. Ke kaupaona ʻana i nā pono āpau a me nā maikaʻi ʻole, ke nānā nei i nā pilikia a me ka pono no ke kūʻai wikiwiki ʻana o kahi kaʻa. ʻO ka hihia wale nō ke kūpono ka hōʻaiʻē kaʻa ʻo ke kūʻai ʻana i kahi kaʻa no ka hana a ʻoihana paha. ʻAʻole ia he mea ʻole i hana ʻia ai kahi huahana panakō e like me ka hoʻolimalima ʻana. Hoʻohana ka hapa nui o nā mea kālepa kūleʻa i ka hoʻolimalima kaʻa, ke hoʻopaʻa inoa ʻana ia mea no nā kanaka a me nā hui kū kānāwai.
Mea nui! Inā hiki i ke kūʻai ʻana i kahi kaʻa ke uhi i ke kumukūʻai o ka hōʻaiʻē a hoʻonui i ka loaʻa kālā, a laila e kūpono ke kūʻai ʻana. I nā hihia ʻē aʻe āpau, ʻoi aku ka maikaʻi o ka hōʻole ʻana i ka hōʻaiʻē!
Lana ko mākou manaʻo i hiki i nā makasina Manaʻo no ke Ola ke hāʻawi iā ʻoe i nā pane āpau i kāu mau nīnau. Makemake mākou e kū laki ʻoe a e kūleʻa i kāu mau hana āpau!